You can't borrow money for flowers. The flowers in Alipay can be loaned, but the sesame credit score must be above 650. Ant flower buds support multi-scene shopping. Previously, the main application scenarios were Taobao and Tmall, and most merchants in Taobao and Tmall can use it to pay.
Sesame Credit is an independent third-party credit reporting agency under Ant Financial. It objectively presents personal credit status through technologies such as cloud computing and machine learning, and has provided credit services for users and merchants in hundreds of scenarios, including credit cards, consumer finance, financial leasing, hotels, renting houses, tourism, marriage and love, classified information, student services, public services, etc.
The amount of ant flower buds is rewarded according to the behavior of consumption and repayment accumulated by users on the platform. The behavior of users on the platform is dynamic, and the corresponding quota is also dynamic. When users behave well and meet the quota policy for a period of time, their corresponding quotas may increase. Ant flower beds cannot be opened or raised by others. Please don't trust others and don't disclose personal information.
Therefore, the Huabai line cannot be used as a loan.
Extended data:
Advantages of sesame credit score:
1. All users of Sesame Credit are real-name authentication users, covering a wide range. Many people who have no credit record in traditional credit investigation have started to have their own credit evaluation.
2. Sesame credit data covers hundreds of scenarios such as loans, payments, travel, accommodation and public welfare. , including e-commerce data, internet financial data, public institution data, partner data, user upload data, etc. , which can describe the credit status well.
3. Sesame Credit has the ability to prepare for disasters in the same city and strong ability to query and call merchant credit information. Since the public beta, it has effectively and stably supported the 7*24-hour query and call of users and merchants in various industries.
4. Sesame Credit has gathered a number of top global data scientists and leading figures in the financial industry with experience in international risk management and credit management system construction, deeply integrated traditional credit evaluation with innovative credit evaluation in internet plus, and has rich experience and profound insight into the industry.
5. Sesame credit application has covered credit finance, credit car rental, credit hotel, credit rental, credit marriage, credit visa and other fields. Ordinary people can simply and intuitively feel the value and convenience of credit.
Baidu encyclopedia-ant credit and loan