The actual daily interest rate of China Merchants Bank's lightning loan is 0.0 18%, and the specific interest rate should be evaluated according to personal qualifications and credit information. Everyone's interest rate is slightly different. The better the qualification and credit information, the lower the interest rate. China Merchants Bank lightning loan application conditions:

1. The borrower is 18 to 65 years old.

2. The borrower is a citizen of Chinese mainland with good repayment ability and stable economic income.

3. The borrower's personal credit information is good.

The borrower needs to open a card of China Merchants Bank.