(2) Pay attention to the loan: Although the borrower has the ability to repay the loan principal and interest at present, there are some factors that may adversely affect the repayment.
(3) Subprime loan: The borrower's repayment ability has obvious problems, and it is unable to repay the loan principal and interest in full by relying entirely on its normal operating income. Even if the guarantee is implemented, it may cause certain losses.
(4) Suspicious loan: The borrower can't repay the loan principal and interest in full, even if the guarantee is implemented, it will definitely cause heavy losses.
(5) Loss loan: After taking all possible measures or all necessary legal procedures, the principal and interest cannot be recovered, or only a small part can be recovered.