Ping 'an cash installment refers to the business that users with Ping 'an credit cards can apply for cash withdrawal within the credit limit and repay on schedule. After the withdrawal, Ping An Bank will charge interest to users at a certain interest rate. Simply put, it is a kind of lending behavior that the user transfers the credit limit of the credit card to the savings card and then repays it monthly according to the credit card bill. You can choose whether to use it according to your personal situation.

1. Can Ping An Bank cancel the cash installment?

Once the cardholder's cash installment application is approved, it cannot be cancelled, nor can the installment amount and number be changed. If the cardholder wants to pay off the outstanding installment payment in advance for the successful cash installment business, he must call the bank credit card customer service hotline: 955 1 1-2 to apply. After the application is approved, he must pay off the unpaid installment payment and the remaining unpaid handling fee in one lump sum, and the collected installment handling fee will not be refunded.

2. What are the requirements for cash installment of Ping An Bank?

1. Cash installment payment shall not be used for investment (including but not limited to house purchase, stock, futures and equity investment of patients' shares), but only for consumption (including but not limited to decoration, home appliances, wedding, car purchase, student aid, tourism, medical care, etc.). ).).

2. The cardholder must keep the relevant vouchers for cash payment, and the bank has the right to collect the vouchers at any time.

3. Cash installment business is limited to RMB currency, and the cash amount that the cardholder can apply for withdrawal is within the cash limit that can be borrowed in advance on his credit card. The minimum amount of each application is 2000 yuan, and the maximum amount is 50000 yuan.

In addition to normal repayment, you also need to keep the relevant consumption vouchers of cash payment successfully obtained by cash installment, and upload your consumption vouchers through the bank credit card website within the specified time. Banks have the right to get coupons at any time. If you don't use the cash as agreed or can't prove that the cash is used for the agreed purpose, it will constitute a breach of contract, and the bank has the right to ask you to pay the installment balance in one lump sum (including but not limited to the remaining installment principal and installment fee).