Loans are secured by fixed assets, and the loan interest rate often fluctuates according to the benchmark interest rate. Then, the benchmark interest rate of fixed asset loans is the benchmark interest rate of the central bank.

According to the current benchmark interest rate of the bank, if the house is used as collateral, the annual interest rate of 1 is 5.6%, that of 2 -5 years is 6%, and that of more than 5 years is 6. 15%. Mortgage banks should go up, and how much depends on banks.