Generally, it has no effect. Please bring your original ID card to the counter of China Merchants Bank (both in the same city and in different places) for interview.

If the system passes the preliminary examination, the SMS invitation for face-to-face signing will be triggered, and the time limit for face-to-face signing is 30 days. Failing to apply for a face-to-face interview within the time limit is regarded as an automatic waiver of applying for a credit card, and you cannot submit a credit card application again through online channels within 90 days.