Bank of China has personal commercial housing loans (including shops, businesses, etc. ). Personal commercial housing loans must pay a down payment of not less than 50% of the total price of the purchased commodity housing (the down payment ratio of commercial and residential dual-use housing shall not be less than 45%), and a settlement account shall be opened in China Bank. Where the relevant laws, regulations, regulatory provisions or national policies change the down payment ratio of individual commercial housing, such provisions shall prevail. Bank of China has many kinds of loans. If there is loan demand, it is recommended to contact local outlets for detailed consultation.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.