What you want to ask is the interest rate for a loan of 460,000 yuan. The interest is 44,993.53 yuan. According to the relevant regulations on bank loans, if a loan of 460,000 yuan is calculated according to the annual loan interest rate of LPR4.65, the total interest will be 44,993.53 yuan, the total repayment will be 504,993.53 yuan, and the monthly payment will be 10,520.70 yuan. Loan interest rate is the interest rate charged by banks and other financial institutions to borrowers when issuing loans. It is mainly divided into three categories: the central bank's loan interest rate to commercial banks; the commercial bank's loan interest rate to customers; and the interbank lending rate.