Thoughts on further promoting the development of real estate industry in Jingzhou city
Some measures for the stable and healthy development of the market
In order to fully implement the decision-making arrangements of the CPC Central Committee and the State Council and the work requirements of the provincial party committee and the provincial government, further improve the supply and demand structure of the real estate market, and support the reasonable housing demand of residents, combined with the Notice of the Jingzhou Municipal People's Government Office on Several Measures to Further Promote the Healthy Development of the Real Estate Market in Jingzhou Central District (Zheng Jing Ban Fa [2022]13 No.65438, June 2022),
First, the implementation of housing subsidies
After June 14, 2022, full-time college graduates (including college graduates) who bought the first set of new commercial housing in the central city will apply for a housing subsidy of 20,000 yuan at the window of the housing construction department of the administrative service center in their district (functional area) with the purchase contract. The subsidy for the purchase of houses by institutions directly under the municipal government shall be implemented according to the document [2022] No.6 of Beijing Power Generation Office. The housing subsidy policy of "recruiting talents and attracting talents" in district-level institutions shall be implemented with reference to the District People's Government (Administrative Committee). Since the promulgation of these Measures, other buyers will purchase the first set of newly-built commercial housing (including apartments) in the central city, and apply for a housing subsidy of 6,543,800 yuan at the window of the housing and construction department of the administrative service center in the project area (functional area) with the purchase contract (those who have received the talent housing subsidy will not be enjoyed repeatedly).
Second, implement housing deed tax subsidies.
After June 14, 2022, buyers who purchase new commercial housing in the central city will be subsidized by the financial department of the district where they are located according to 70% of the deed tax paid. From the date of promulgation of these Measures, the buyers who purchase second-hand houses in the central city will be subsidized by the local financial department according to 50% of the deed tax paid. The purchaser shall complete the application for house purchase subsidy with the real estate registration certificate and deed tax payment certificate within 6 months (counting from the date of issuance of the real estate registration certificate), and no subsidy will be given after the deadline.
Third, optimize the provident fund loan policy.
Cancel the "individual housing provident fund withdrawal and loans can only choose one" provision. Migrant workers do not need a guarantor to apply for provident fund loans. After June 65438+1 October1in 2022, the provident fund loan policy for all kinds of high-level talents newly introduced by municipal institutions through the "recruiting talents and attracting talents" plan was implemented according to the document No.6 of Beijing Power Generation Office [2022]. Support "one person buying a house to help the whole family", buyers can withdraw the balance of their own and their spouses' housing provident fund accounts when purchasing new commercial housing in the central city, and the total withdrawal amount shall not exceed the total purchase price.
Four, the implementation of the room ticket placement system.
Strictly control the resettlement projects in new houses, shantytown renovation and urban renewal, and implement the housing ticket resettlement system. When the expropriated person buys a new commercial house in the central city, the house price is deducted by the house ticket issued by the expropriation subject, and the real estate enterprise makes settlement with the expropriation subject by the house ticket. Before the introduction of these measures, there was no resettlement, and people who were taken were encouraged to apply for housing ticket resettlement. Guide real estate enterprises to give appropriate preferential treatment to the expropriated persons, government organizations, enterprises and institutions that organize group purchases.
Five, support the second-hand housing "mortgage"
After June 14, 2022, full-time college graduates (including college graduates) who bought the first set of new commercial housing in the central city will apply for a housing subsidy of 20,000 yuan at the window of the housing construction department of the administrative service center in their district (functional area) with the purchase contract. The subsidy for the purchase of houses by institutions directly under the municipal government shall be implemented according to the document [2022] No.6 of Beijing Power Generation Office. The housing subsidy policy of "recruiting talents and attracting talents" in district-level institutions shall be implemented with reference to the District People's Government (Administrative Committee). Since the promulgation of these Measures, other buyers will purchase the first set of newly-built commercial housing (including apartments) in the central city, and apply for a housing subsidy of 6,543,800 yuan at the window of the housing and construction department of the administrative service center in the project area (functional area) with the purchase contract (those who have received the talent housing subsidy will not be enjoyed repeatedly).
Sixth, keep real estate financing stable and orderly.
Encourage financial institutions to move closer to the minimum down payment ratio and the minimum loan interest rate for newly issued commercial personal first home loans; The down payment ratio and loan interest rate of the second home loan shall be implemented according to the current regulations. For families who own/kloc-0 apartments and have settled their housing loans, if they apply for loans to buy ordinary commercial housing again, the first home loan policy will be implemented. For individuals who have lost their source of livelihood due to hospitalization or isolation, suspension of business due to epidemic or unemployment, and personal housing loans that have been changed or cancelled due to the purchase contract, the extension and extension will be adjusted after the buyers and financial institutions reach an agreement through consultation, so as to protect the personal creditor's rights of deferred loans. Stabilize the credit supply of real estate enterprises and construction enterprises, steadily carry out M&A loan business, increase financial support for housing leasing, and optimize the supervision of real estate pre-sale funds. Encourage financial institutions to extend the existing financing of real estate enterprises such as development loans and trust loans, and adjust repayment arrangements. From 1 1, if it expires in the next six months from 2022, it can be extended by 1 year on the basis of the original provisions, without adjusting the loan classification, and the loan classification submitted to the credit information system is consistent with it.
Seven, reduce the cost of land for enterprises
Adjust the scale of land supply in a timely manner according to market demand and improve the land price evaluation mechanism. Encourage state-owned platform companies and high-quality real estate enterprises to jointly bid for land and jointly develop projects. For newly sold land, the bid bond can be determined at 10% which is not lower than the reserve price, and bank guarantee is allowed to replace the bid bond. It is allowed to pay the land transfer fee in installments within 1 year, and the down payment ratio is not less than 50%. If the land transfer price is paid in installments, no interest will be charged within the agreed installment period. After June 14, 2022, the newly leased land will be used to build commercial housing, and the renewable energy application products will be independently selected by real estate enterprises. The proportion of public rental housing was reduced to 3%, the proportion of prefabricated buildings was reduced from 30% to 20%, and the reduced proportion was included in the opinions on construction conditions.
Eight, simplify the examination and approval procedures.
For projects that have not started after June 14, 2022, under the condition that the land transfer fee is not less than 50% and the property right certificate has not been obtained, all relevant functional departments can go through the examination and approval procedures for construction land planning permit, construction project planning permit, construction permit, etc., which do not exceed 50% of the approved floor area ratio and do not include the basement, and pay the land transfer fee and handle the property right certificate before handling the pre-sale permit of commercial housing. If the construction project planning permit is handled by stages, the supporting fees for urban infrastructure construction can be paid by stages, and the payment ratio is consistent with the area of the project planning permit handled each time, generally not exceeding three periods. When the unfinished project planning is verified after June 14, 2022, if the design scheme has been phased, it can be accepted by stages; If the design scheme is not divided into stages, it should be reported to the natural resources and planning department for full demonstration and approval, which can generally be divided into three stages for acceptance. Projects with an area of more than 200,000 square meters can be increased by stages. Land verification shall be handled together with the last batch of phased planning verification, and the performance of the land transfer contract shall be uniformly verified.
Nine, the overall layout to improve housing quality
After June 14, 2022, full-time college graduates (including college graduates) who bought the first set of new commercial housing in the central city will apply for a housing subsidy of 20,000 yuan at the window of the housing construction department of the administrative service center in their district (functional area) with the purchase contract. The subsidy for the purchase of houses by institutions directly under the municipal government shall be implemented according to the document [2022] No.6 of Beijing Power Generation Office. The housing subsidy policy of "recruiting talents and attracting talents" in district-level institutions shall be implemented with reference to the District People's Government (Administrative Committee). Since the promulgation of these Measures, other buyers will purchase the first set of newly-built commercial housing (including apartments) in the central city, and apply for a housing subsidy of 6,543,800 yuan at the window of the housing and construction department of the administrative service center in the project area (functional area) with the purchase contract (those who have received the talent housing subsidy will not be enjoyed repeatedly).
Ten, optimize the pre-sale permit conditions
If only one supervision account is opened for a real estate development project, the pre-sale permit of commercial housing can be handled in batches, and the first pre-sale is carried out according to the regulations. The after-sale area is not less than 65438+100000 square meters, and it is not less than the building. On the premise of ensuring structural safety, fire safety and not expanding the area, commercial housing is allowed to be sold separately (except for the business that the land transfer contract stipulates is owned by the developer); The construction unit shall require the original design unit to change the fire protection design scheme and re-perform the examination and approval procedures for construction drawings. Only after the fire protection acceptance is qualified can the pre-sale permit and real estate registration be handled.
It is reported that this measure will take effect on February 2, 2022 at 65438 and will be valid until February 365438, 2023. If the relevant provisions in the documents issued by the municipal government are inconsistent with these measures, the provisions of these measures shall prevail, and if there are any new provisions in the implementation process, those provisions shall prevail. Counties (cities) can refer to the implementation.
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