Legal analysis: After serving the sentence for economic crimes, if the personal credit record has a bad record in economic crimes, it will affect the loan. If you don’t check whether you have a personal bad credit record, you can check it in the following two ways: 1. Go to the local People’s Bank of China credit department to check. 2. You can log in to the Personal Credit Information Service Platform of the Credit Information Center of the People's Bank of China to inquire.

Legal basis: Article 175 of the "Criminal Law of the People's Republic of China" If the amount is huge, the offender shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also be fined not less than one time but not more than five times the illegal income; if the amount is huge, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years, and shall be fined not less than one time but not more than five times the illegal income.