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Can short-term loans be calculated by the fixed interest settlement method?
Of course.

Short-term loans can be settled quarterly or monthly. Interest is settled quarterly, and the 20th of the last month of each quarter is selected as the interest settlement date; If the interest is settled on a monthly basis, the 20th of each month is selected as the interest settlement date. The specific calculation and payment method shall be determined by the borrower and the lender through consultation.