Legal analysis: the project contract can be loaned. All enterprises registered in the administrative department for industry and commerce of China, with independent legal person qualification, the right to operate foreign contracted projects, and the professional and technical qualifications and strength of foreign contracted projects can apply to The Export-Import Bank of China for loans for foreign contracted projects.

Legal basis: Article 11 of the Interim Measures for the Administration of Personal Loans shall meet the following conditions:

(1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state;

(2) The purpose of the loan is clear and legal;

(3) The amount, duration and currency of the loan application are reasonable;

(4) The borrower has the willingness and ability to repay;

(5) The borrower's credit status is good and there is no significant bad credit record;

(6) Other conditions required by the lender.