360 IOU is an unsecured pure online consumer credit brand launched by 360 Finance. As a financial partner of 360, the incubation background of 360 Finance is worthy of recognition in terms of corporate reputation and operational ability.
360 IOUs also cooperate with China People's Bank Credit Information System. You need to check the borrower's credit report when applying, and you will receive a credit report if the repayment is overdue. It is a relatively formal online loan product.
Which loan platform is more reliable than 360 loan?
Qianhua is a product of Xiaoman Finance, formerly known as Baidu Finance. This excuse platform can borrow up to 200,000 yuan, and the annualized interest rate is at least 7.2%. According to everyone's comprehensive score, there will be fluctuations. You can apply to check your own number. As long as the application is approved, it can be paid in about 3 minutes. Especially suitable for friends who need money badly. After all, it is the product of the BAT camp, and its interests are very clear and transparent. It's just that the audit of this kind of formal products is strict. At that time, I bought an exclusive application channel and applied for it myself, so I could get a weighted score, and my pass rate and interest would be better. Share it here for free. Just apply directly below, and the general quota is quite good.
References:
Baidu-Money Flower-Official Website