Yes, whether it is mortgage loan or credit loan, running water needs to be inquired.

How to print bank flow:

1. After you confirm which bank the passbook belongs to after the bank card, take it with you to check the bank outlets nearby, and the staff will print it for you.

2. You can also use the card to print by yourself. Self-service printing process:

Self-service inquiry machine-insert card or passbook-enter password-enter inquiry details page-historical details-enter date required for inquiry and printing-inquiry and printing.

In addition, you can also query the bank flow in the following ways:

1. Inquire about online banking.

2. For users, they can also log in to the mobile phone terminal for inquiry.

Bank loan process:

1. Basic information such as loan purpose, loan amount, personal property, service period, loan type, collateral and repayment ability. It should be indicated in the loan application form.

2. Loan information submission: here, relevant information is mainly submitted, mainly including borrower's certificate information, collection, collateral information, burden, etc.

3. The bank conducts loan investigation: After receiving the application, the bank begins to conduct a basic investigation on the borrower's loan situation, and in principle, looks at the borrower's manpower, and on this basis, evaluates whether the loan financing industry meets the national requirements.

4. Go through relevant formalities: here, it is mainly necessary to go through the formalities of collateral value evaluation, which will be evaluated by an evaluation agency recognized by the bank, which will issue a value evaluation report and submit it to the bank for approval.

5. Approval and face-to-face signing of the contract: after the approval, the loan can be mortgaged after the approval of the corresponding bank management department, and the relevant mortgage registration procedures need to be handled.

6. When the general credit line is sufficient, banks will lend faster. But when the credit line is tight, we must wait patiently. How long does it usually take for bank loans to be approved? Choosing different banks varies from time to time. For example, ICBC's mortgage approval time is generally 2-3 weeks, and 2-3 months is also acceptable when it is slow. When will it be completed, and whether the bank loan amount.

Second, must there be a running water certificate for the down payment of the mortgage that has been paid?

First of all, the answer is yes, and proof of running water must be provided. If you buy a new house by mortgage, the sales in the sales office will let you provide tap water, because tap water is the best proof of a person's daily consumption. You can see how much you earn and spend in a month, so as to judge whether you can repay your monthly payment normally.

The bank will also use this as a reference to judge whether to lend you money. After all, the bank has given you loans for more than 20 years, so you should also evaluate your repayment ability.

Third, does the mortgage loan have to provide bank running water?

need

Fourth, do you need bank running water to handle bank loans?

When applying for a loan, the bank flow is an indispensable proof material. To apply for a loan, the borrower needs to provide the bank with running water for six months. However, some lending institutions only need to provide banks with running water for three months. Then, why do you have to provide bank running water when applying for a loan?

Banks lend money, of course, in the hope that they can recover all the principal and interest at maturity. Then, when lending money, the bank will provide bank flow through the applicant for inspection. This is because the personal bank flow reflects the applicant's income, consumption ability and even consumption habits and tax payment. When a bank handles a loan, it generally requires the applicant to provide a complete bank flow for the past six months, mainly to examine the applicant's income, monthly income, expenditure and balance of payments. Then decide whether to lend and how much to put.

Of course, whether you can apply for a bank loan depends not only on the flow of personal banks, but also on many other factors, such as the applicant's credit rating, mortgage, debt and so on. In addition, it is possible that people of different occupations, although their income is the same from the perspective of bank flow, have different final evaluation results. For example, compared with the teaching profession, the sales profession lacks stability.

Therefore, it can be seen that the personal bank flow contains a lot of information, and the bank flow submitted by the borrower to the lending institution is also directly related to the successful approval of the loan.