160 157.25。 Loan principal: 600,000 yuan, term: 65,438+00 years. According to the benchmark annual interest rate of the People's Bank of China for loans over five years: 4.90% (unchanged), the monthly payment is 6334.64, the total repayment amount is 760 157.25, and the total interest amount is 160654. Interest is the use fee of money in a certain period of time, and it refers to the reward that money holders (creditors) get from borrowers (debtors) for lending money or monetary capital.