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What are the key products for merchants to operate loans?
Working capital loans, commercial mortgage loans, credit loans, etc.

There are also: large secured loans, stock pledge loans, foreign exchange pledge loans, unit regular pledge loans, gold pledge loans, syndicated loans, supply chain financing, factoring loans, etc. Among them, most small and medium-sized enterprises do corporate mortgage loans and enterprise credit loans.

Shop loan is a kind of commercial real estate loan, not personal housing loan, so you can't use provident fund loan. The purchase of shops can be commercial loans, and loans can be made to loan companies. If you have good conditions and can endure a long waiting time, it is recommended to buy a shop with a bank loan.