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Hengfeng Bank business hours

The working hours of Hengfeng Bank are: 8:30-17:00 from Monday to Friday, and the working hours on weekends and statutory holidays are: 9:30-16:00. Corporate business is not available on Saturdays and Sundays

1. Hengfeng Bank Co., Ltd. ("Hengfeng Bank") is one of the 12 national joint-stock commercial banks. In 2003, with the approval of the People's Bank of China, it was restructured into Hengfeng Bank Co., Ltd. In 2019, the market-oriented reform of shareholding reform was completed, and Central Huijin became the largest shareholder

2. As of the end of 2020, Hengfeng Bank’s total assets exceeded 1.11 trillion yuan, and its operating income was 21.028 billion yuan, year-on-year. An increase of 53%, net profit reached 5.3 billion yuan, a year-on-year increase of 703%, and the comprehensive strength, core competitiveness and brand influence have been significantly improved. At the same time, Hengfeng Bank’s asset quality indicators have been continuously improved. As of the end of 2020, the bank's provision coverage ratio was 150.37%, an increase of 29.54% from the end of 2019. The non-performing loan ratio dropped by 0.71 percentage points from the end of 2019, marking two consecutive years of decline, and risk resistance continued to increase.

3. Accept RMB deposits; issue short-term, medium-term and long-term loans; handle settlements; handle bill discounts; issue financial bonds; act as an agent to issue, redeem and underwrite government bonds; buy and sell government bonds; inter-bank lending; provide Letter of credit services and guarantees; collection and payment agency; provision of safe deposit box services; foreign exchange deposits; foreign exchange loans; foreign exchange remittances; foreign currency exchange; international settlement; foreign exchange settlement and sales; interbank foreign exchange lending; acceptance and discounting of foreign exchange bills; foreign exchange borrowings; Foreign exchange guarantees; issuance and agency issuance of foreign currency securities other than stocks; buying and selling and agency buying and selling of foreign currency securities other than stocks; self-operated foreign exchange trading; foreign exchange trading on behalf of clients; credit investigation, consulting, and witnessing services.

4. Adhere to the practice of new development concepts and serve the real economy. In recent years, we have continuously strengthened our own capacity building, been determined to reform and innovate, and around the goal of high-quality development, we have actively pursued characteristic operations and digital transformation, and in the green New breakthroughs have been made in many fields such as finance, rural revitalization, advantageous manufacturing, health, culture and education. Focusing on industrial chains, industrial clusters, parks and platform enterprises, we have created a distinctive professional product system, built a digital agile service platform, introduced big data technology, and explored the implementation of credit Factory model, we strive to provide corporate customers with professional, digital, and differentiated comprehensive financial service solutions.