Beijing introduced the new policy of provident fund loan, with the maximum loan amount of the first home loan of10.2 million yuan. Beijing Housing Provident Fund Management Center issued a new provident fund loan policy: Beijing provident fund loan policy was upgraded from "only recognizing houses" to "recognizing houses and recognizing loans". As long as there are loan records in the credit information system of the People's Bank of China, they are all identified as two sets. The loan amount is linked to the borrower's housing provident fund deposit period. If the maturity is less than 1, the maximum loan amount is 1.2 million. If the loan applicant is married, the loan amount shall be calculated by the long-term paying spouse.

The maximum loan amount of the second home loan was reduced from 800,000 yuan to 600,000 yuan.

The New Deal also adjusted the down payment ratio accordingly. Previously, the down payment ratio of provident fund loans was not less than 20%. After the introduction of the New Deal, the down payment ratio for purchasing affordable housing shall not be less than 20%; Purchase the first set of property housing and other policy housing, the down payment ratio shall not be less than 30%; The down payment ratio of the first set of ordinary self-occupied housing other than policy housing is not less than 35%, and the down payment ratio of the first set of non-ordinary self-occupied housing is not less than 40%.

The content is quoted from: Beijing Housing Provident Fund Network.