1. Personal loan application form?
Loan application form Bank of China branch (branch): I am a member of the (unit), current position, average monthly household income of RMB yuan, for purchase The commercial housing (shop) developed by (company), the property number is The loan guarantee is provided under the loan contract signed by your organization (bank); I agree that your organization (bank) can query my information through the Personal Credit Information System of the People's Bank of China to understand my credit status. In line with the principle of honesty and trustworthiness, I declare that this property is the first home purchased by my family with a loan (excluding provident fund loans). In accordance with the requirements of your bank, I opened a repayment account at the branch (branch) where I am located. The account number is The loan principal and interest (including overdue interest and penalty interest) will be deducted from the account on the monthly repayment date and the loan maturity date; if the repayment account is changed, I will provide new account information in a timely manner; if there is insufficient funds in the account and an error occurs If I default on my loan, I accept all legal collection measures taken by your organization (bank) and voluntarily bear all consequences.
Applicant (signature and fingerprint): Valid ID number: year, month, day
2. Personal loan application template (standard version)
Nowadays, buying and building a house requires a relatively large loan A sum of money is invested, so we need to get a loan from the bank. How to write a personal loan application? Today the editor is sharing with you a sample personal loan application. Let’s learn about it together:
Personal loan application Sample letter:
Personal loan application form
Loan bank:
Applicant profile:
Name: __________ Gender: □Male □Female Nationality: _________Date of Birth:___Year___Month___Day Certificate Name:________Certificate Number: _________Registration Location:___________ Health Status: □Good □Average □Poor Whether local: □Yes □No Time of local residence: _______ Postal code: ____ Mailing address: _________ Contact number 1: _________ Contact number 2: __________ Contact number 3: _________ Mobile phone: _________EMAIL: __________
Education level: □Graduate degree and above □University □College □Technical secondary school □High school □Junior high school □Elementary school □Illiterate or semi-literate
Marital status: □Single □Widowed □Divorced □Married with children □Married without children □Other
Working unit:
Time of working in current unit: ___year___month
Whether you have professional qualifications: □Yes □No
p>Professional title: □ Senior □ Intermediate □ Junior □ No professional title
My monthly income:
Family monthly income:
Family per capita monthly income:
Number of dependents:
Main economic sources: □Salary income □Self-employment income □Other non-wage income
Other sources of economic income:
Housing savings account number:
Social security number:
Total household assets:
Total household liabilities:
Household external guarantee Total amount:
Residential status: □Owned house □Purchased with loan □Shared with relatives □Group dormitory □Rent □Others
Housing provident fund account number:
Yes Open an account in the bank’s securities business system: □ Yes □ No
Are you an employee of the Bank: □ Yes □ No
Do you have a credit card of the Bank: □ Yes □ No
< p>Whether you have a time deposit certificate from the bank: □Yes □NoVIP customer level: □None □Branch level □Head office level
Whether you participate in pension insurance: □Yes □No
p>Whether to participate in unemployment insurance: □Yes □No
Whether to pay provident fund: □Yes □No
Whether to participate in medical insurance: □Yes □No
< p>Whether you enjoy housing subsidies: □Yes □NoSpouse status:
Name: _________Date of birth: ____year___month____day Gender: □Male □Female ID name: ________ ID number: ________ Telephone: _______ Work unit: ____ Mobile phone: ____________ Correspondence address: ____________________ Postal code: _________
***Same borrower situation:< /p>
Name: _______Date of Birth: ____month___day Gender: □Male□Female Phone number: __________ ID name: _____________ ID number: _______ Mobile phone: ________Work unit : __________Relationship with the borrower: ________Correspondence address: _______________ Postcode: _________
Loan application status:
Loan amount: _____________ (capital) RMB
< p>Lowercase: _____________Loan period ____ months
Repayment method: □Equal principal and interest repayment method □Equal principal repayment method □One-time repayment of principal and interest Law
Purpose of borrowing: □Purchase a house □Purchase a shop □Self-built house □Repair a house
□Replacement housing □Housing □Others:
Apply for loan types: □Personal housing loan □Personal commercial housing loan □Personal re-trading housing loan □Personal re-trading commercial housing loan
□Personal housing transfer loan □Personal commercial housing transfer loan □Personal self-built housing loan □Personal overhaul housing loan
□Personal villa loan □Personal second home loan □Personal high-end commercial housing loan □ Provident fund personal housing Loan
Guarantee situation:
Guarantee method: □ Mortgage □ Mortgage plus periodic guarantee □ Mortgage plus guarantee □ Pledge □ Pledge plus periodic guarantee □ Pledge plus guarantee □ Guarantee
Pledge name: _________ Pledge name: __________
Guarantor name: _________
Proposed house purchase situation:
Place-selling unit: _________< /p>
Project name: __________
Sales license number: _____________
House type: □Existing house □Full plan
House type: ____________
Housing types: □ Welfare housing □ Low-profit housing □ Affordable housing □ Affordable housing □ Commercial housing □ Not for sale public housing □ Villa □ Others
Address: _______________________
House structure : □Frame □Brick and concrete □Frame shear □Others
House area: _______ square meters
Unit price: _______ yuan/square meter
House Total price: _________ yuan
Paid purchase price:_______ yuan
Purchase contract number: _________
House ownership certificate number: __________
Purpose of house purchase: □Self-occupancy□Investment□Others
Helping date: ___year___month___day
Whether to use this commercial house to set up a mortgage: □ Yes□No
Self-built and overhauled house status: ____________
House address: ______________
Urban construction department approval number: __________
< p>House structure: □frame □brick concrete □frame shear □otherBuilding area: ______ square meters
Number of floors: _____
Self-built house Cost: _____ yuan
Original house value: ____ yuan
Increased building area: ______ square meters
Major repair cost: _______ (uppercase) RMB Lower case: _______
Planned start date: ___year___month___day
Planned completion date: ___year___month___day
The borrower and *** and the borrower declare:
1. I guarantee that the above information is true, legal, and valid. I will voluntarily assume all legal responsibilities if there is any fraud or concealment of facts.
2. I acknowledge that this application form is the basis for borrowing money from your bank. A copy of the submitted information can be retained by your bank for future reference.
3. I have no objection if your bank fails to accept the application because it does not meet the prescribed loan conditions.
4. I promise to repay the principal and interest of the loan in full and on time after obtaining the bank loan.
5. I agree that China Construction Bank will provide my credit information to the basic personal credit information database of the People's Bank of China and other personal credit databases approved by the credit reporting authorities. And agree that China Construction Bank will inquire about my credit status from the above-mentioned personal credit database or relevant units, departments and individuals, and the credit report obtained from the inquiry will be limited to the purposes specified in the "Interim Measures for the Management of Basic Personal Credit Information Database" promulgated by the People's Bank of China. .
Signature of the borrower: ***Signature of the same as the borrower:
____年___month__日
Declaration of the borrower’s spouse:
p>
I am the borrower’s spouse. I agree with the borrower to apply for a personal loan from your bank. I also agree with China Construction Bank to inquire about my credit status and the obtained credit report from the above-mentioned personal credit database or relevant units, departments and individuals. It is limited to the purposes specified in the "Interim Measures for the Management of Basic Personal Credit Information Database" promulgated by the People's Bank of China.
Signature of the borrower’s spouse:
___year___month__day
The relevant content of the personal loan application will be shared with you here Okay, I hope it’s helpful to everyone. Please continue to follow us for more information.
3. How to write a personal loan application? Urgent need!
For borrowers applying for a loan, required information:
1. ID card, 2. Marriage certificate, 3. Proof of income (several consecutive installments), 4. Warrants (or Price list coupon) 6. The guarantor’s ID card, household register, marriage status certificate, etc. are also required by the bank.
Process:
First submit a personal loan application----undertake evaluation-----loan review based on the evaluation price and information provided by the borrower--- --After passing the review, go to the law firm to sign the loan contract and handle the mortgage of the real estate certificate at the same time
It’s that simple, understand?^_^............. ..For reference~~
Employee personal housing mortgage loans require the following information:
1. Employee personal housing mortgage loan application form;
2. Personal certification from the unit;
3. Copy of the borrower’s ID card (original);
4. Copy of the borrower’s household registration (original);
5. (1) To purchase 100% of the property rights, you need to bring a copy of the "Preferential House Sales Approval Form" and fill in the "Municipal Employee Personal Housing Loan Property Rights Mortgage Certificate"
(2) To purchase 33% For property rights, you need to bring a copy of the "Full Property Rights Compensation Calculation Sheet" and a copy of the borrower's 67% private property ownership certificate; Project housing (affordable print and original.
6. Copy of loan receipt;
7. The unit should report the remittance, withdrawal and loan status of the unit’s housing provident fund and Write a general certificate for the house sale account number
The borrower’s unit should pay attention to three points:
1. 80% of the total housing provident fund of all the unit’s loans in the month; /p>
2. Personal borrowing shall not exceed 70% of the purchase price (100% property rights or 33% property rights) (affordable housing). The loan amount can be increased appropriately.
3. The loan amount is retained until 100-digit integer. If an employee needs a loan of 17872.33 yuan, the amount should be 178003 yuan, which can be paid by the employee himself.
Employee Personal Housing Mortgage Loan Application
Municipal Housing Fund Management Center. :
I am an employee of the unit, and I have a unit on the floor of the unit with the affordable housing (affordable housing) on ??the road number. The building area is square meters, and the house price is yuan. The house payment has been made in accordance with the relevant provisions of the "Measures of the Municipal Employees' Individual House Purchase and Construction Bank". I now apply for a house purchase loan of RMB 1,000, with a term of one year. I am willing to repay the principal and interest on schedule in equal monthly installments. The loan will be deducted from wages by the company every month and guaranteed by my company. Please review
Loan applicant:
Year, month and day
Certificate
p>Municipal Housing Fund Management Center:
He is an employee of our unit. The monthly income of both husband and wife includes the man (woman) yuan. This comrade has participated in the housing reform of our unit and has paid the housing provident fund and provident fund account number. is, the provident fund balance as of the year and month is yuan. Our company is willing to guarantee this comrade.
Official seal of the unit
Year, month and day
Unit certificate
Municipal Housing Fund Management Center:
My unit The housing provident fund balance as of the month and year is calculated as housing provident fund yuan. Existing employees need to apply for a housing fund to purchase a house, accounting for % of the total house purchase price. The loan amount of the above borrowers can be transferred to my unit's house sales account, and the house sales account number is. At the same time, our unit guarantees that the total personal loans of employees shall not exceed 80% of the total housing provident fund.
This is to prove.
Official seal of the unit:
Year, month and day
4. How to write a personal application?
There are many types of applications, such as application for joining the Party or the Youth League, application for personal or family hardship subsidy, application for commercial loan, application for public rental housing, etc. The application must state the application matters and comply with relevant policies and regulations.