1. Conditions for applying for automobile mortgage:

The loan applicant is a citizen of China with the age of 18-65;

Have a stable economic income and the ability to repay the principal and interest of loans;

The borrower has a good credit record and no bad credit record;

The mortgaged vehicle has legal and valid certification materials (vehicle registration certificate, etc.). );

Other conditions stipulated by the lending bank.

Second, the vehicle conditions:

Cars in five years,

Cars in this city,

There are formal procedures,

Self-use cars with less than 9 seats,

A car in sb's name

Three. Information on automobile mortgage preparation:

Identity cards of both husband and wife

marriage certificate

Bank runs on both sides have been going on for nearly six months.

social security card

Testimony or business license (including but not limited to real estate, other vehicles, wealth management, funds, stocks, precious metals and other financial documents)

Vehicle registration certificate

driving/driver's licence

Compulsory insurance policy

Owner's license

Main temporary residence permit;

Commitment letter and use contract for loan purposes.