In the Industrial and Commercial Bank of Dazhu County, Sichuan Province, the mortgage of 250,000 yuan was paid off in ten years. One year later, I want to pay back 6.5438+0.2 million yuan in advance, and I will pay it off in the remaining nine years, and the remaining monthly payment will be more.
How much is left in a month can only be calculated according to your loan interest rate, remaining principal, remaining repayment months and repayment methods. With the above data, you can find a loan repayment trial tool online to calculate.
Whether to accept liquidated damages depends on the specific agreement between you and the bank, that is, the contract. If this clause is not agreed, the bank will not accept it (it is estimated that many people have not read the contract), and the general bank will not charge liquidated damages.