Current location - Loan Platform Complete Network - Bank loan - Who is responsible for the property that has not been repossessed but has been loaned?
Who is responsible for the property that has not been repossessed but has been loaned?

If the owner has not taken possession of the house, the house is still owned by the developer, not the owner.

In the sale of commercial housing, there is an important procedure called "house handover procedures." If the owner does not take over the house, it means that the "house handover procedures" have not been completed. If the house handover procedures are not completed, the house does not belong to the owner.

In this case, if the owner is not satisfied with the house, he can choose to refuse to accept it. For example, if there is a quality problem, you can ask the developer to make rectifications and repairs before accepting it. If there are major problems that fail to meet the delivery standards stipulated in the home purchase agreement, the owner can request to change the house or check out.

The ownership of a commercial house must be completed after completing the "House Handover Procedure" and completing the property registration before it is officially owned by the owner (buyer).