1 has different meanings. Bank card is an electronic magnetic card issued by banks and other financial institutions with the functions of cash deposit and withdrawal, transfer settlement and consumer credit. And the right of management and protection refers to the right of banks to manage and protect customers' funds.

2. Different functions. Bank card has the functions of inquiry, consumption, deposit and withdrawal, transfer, receipt and payment, foreign exchange transaction, investment and financial management, online payment and so on. The right of management and protection has the functions of bank account management, fund settlement and risk prevention.