How to inquire about personal real estate license and mortgage of real estate license?
More and more people choose to invest in the real estate field, or simply buy a house as their residence, and the real estate license has become the most concerned issue for everyone to buy a house. Property ownership certificate, namely "Property Ownership Certificate", is a legal document for the state to protect the ownership of houses according to law. But when it comes to real estate licenses, many property buyers will have considerable troubles. How to inquire about personal real estate license? How to inquire about personal real estate license? If you haven't applied for the real estate license, you can check the sales contract on the website of the Housing Authority, enter the contract number and password (ask the developer for the password), and you can check the purchase contract on your website. There is no problem with the contract after filing with the Housing Authority. Property ownership certificate inquiry, you can also directly go to the archives department of Housing Authority to inquire whether it is true or false after obtaining the property ownership certificate. Regardless of the size of the developer, those who can handle the property right certificate (real estate license) are all formal commercial houses. The real estate license can be verified by the ID card and real estate license to the archives room of the Real Estate Administration. Then, what are the inquiry methods of real estate license mortgage? There are two ways to inquire about real estate mortgage, namely: real estate mortgage inquiry 1, online inquiry, clicking on the links of provinces and cities to enter the websites of local real estate administrations, and you need to enter the name of the property owner and the number of the property right certificate (at present, only some areas provide housing property information inquiry); 2. If the real estate bureau wants to inquire about the accurate mortgage information of the real estate license (including: the owner's name, the title certificate number, the date of registration and approval, the building area, the design purpose of the house, the source of rights, whether the house is mortgaged, whether it is sealed up, etc.). ), you must bring your personal identity certificate and real estate license to the archives or window of the local housing authority (real estate trading center, housing authority, housing authority) for inquiry.
How to inquire about mortgage information of real estate?
The simplest and most direct way is to look at the real estate license and land certificate and ask the owner to show the real estate license. If it is a mortgage, the title certificate is stamped with a mortgage seal; if it is a mortgage, the title certificate is kept in the bank and returned to the customer after the loan is paid off.
How to inquire whether to use mortgage loan?
You need to know the certificate number of the property right certificate of this house, or bring a copy to the local real estate management department or real estate trading center for inquiry, so that you can only inquire about the mortgage loan in the bank through formal channels. It's hard to say that the owner finds someone to mortgage the house loan privately!
How to inquire about the ownership of real estate license mortgage?
1 How to inquire about the real estate license number and mortgage situation?
Report the specific address and building number of the house you are living in to the local land bureau, where there are detailed records, so that you can find out your real estate license number. Did your house owe money before mortgage? Who owns this house now?
How do I know where the real estate license is?
The real estate license should be in the bank where the loan was mortgaged at that time. When you go to the bank, you can ask the bank to issue you a copy of the real estate license, which is also possible.
What can we do with that liar?
You can take that man to court now and find a lawyer to defend you.
4 can I borrow two cars at the same time for real estate mortgage?
The mortgage of real estate is not directly related to the loan of several cars. The RMB that can be mortgaged for a general property is 50% of the value of your property (it used to be, but now it is uncertain). If the house is worth 700,000 yuan, equivalent to 350,000 yuan, you can buy a car with a total price of 350,000 yuan.
How to check whether my property is mortgaged online?
The more you choose to invest in real estate or simply be a house ownership certificate, the house ownership certificate is the focus of the house ownership certificate. Property buyers are troubled by real estate licenses. Why do you want to check the real estate license? Why do you want to check the real estate license? China Station of Housing Authority inquires about the sales contract, and enters the contract number and password (the password is asked to the sender). Check the purchase contract, the Housing Authority records the contract, and there is no problem with the property ownership certificate. Take the real estate license and go directly to the archives department of the Housing Authority to check whether it is true or not. The developer handles the property right certificate (property right certificate), and the property right certificate of commercial housing is inquired by the ID card to the archives of the Housing Authority. There are two kinds of real estate mortgage inquiry: real estate mortgage inquiry 1 and China inquiry. Click on the provinces and cities to enter the China station of each real estate administration bureau for inquiry, and you need to enter the name of the property right and the number of the property right certificate (at present, our department provides housing property right information inquiry); 2. Real estate bureau inquiry If you want to inquire about the accurate mortgage information of the real estate license (including: house name, title certificate number, registration approval period, construction area, design purpose of the house, source of rights, whether the house is mortgaged, etc.). ), you must bring your ID card and real estate license to the archives or window of the Housing Authority (real estate transaction, housing authority, housing management office) for inquiry.
How to inquire whether the real estate license is mortgaged/mortgaged?
The first one is relatively simple. Online inquiry: click on the links of provinces and cities to enter the websites of local real estate administrations for inquiry, and you need to enter the name of the property owner and the title certificate number (at present, only some areas provide housing property information inquiry). You can inquire about the mortgage of real estate license. This query method is characterized by convenience and quickness, and can be queried with relevant simple information, but only the most basic information of the real estate license can be known, but it is widely used.
The second way to inquire about the mortgage of the real estate license is the inquiry of the real estate bureau: if you want to inquire about the accurate mortgage information of the real estate license (including the owner's name, title certificate number, registration approval date, construction area, design purpose of the house, source of rights, whether the house is mortgaged, etc.). ), you must bring your personal identification and real estate license to the archives or window of the local housing authority (real estate trading center, housing authority, housing authority) for inquiry. This query method is more troublesome, and there are many documents to be prepared, but relatively speaking, you can get a clearer understanding of the relevant information of the real estate license.
How to check whether the real estate license is mortgaged?
Now some banks can return the real estate license to the mortgagor after the mortgage is completed, and there is no seal of the Housing Authority on the real estate license. Therefore, the safest inspection method is to accompany the owner to the archives of the local housing authority to print a document about the housing situation, which records important information such as whether the house has been sealed up, mortgaged, and how many property rights there are.
How to inquire about other people's bank mortgage information?
The loan information cannot be queried by others. The information of each mortgage loan is only available to the borrower, and the information of each borrower is confidential. If you need to inquire, you need to show the relevant credit or certificate to the real estate management department.
1, the parties concerned should know the certificate number of the house property certificate;
2 hold a copy to the local real estate management department or real estate trading center;
3. You can check the mortgage of formal channels in the bank.
How to check whether the house is mortgaged?
You need to know the certificate number of the property right certificate of this house, or bring a copy to the local real estate management department or real estate trading center for inquiry, so that you can only inquire about the mortgage loan in the bank through formal channels. It's hard to say that the owner privately finds someone else to mortgage the house loan!
How to check whether the house is mortgaged?
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Whether buying a new house or a second-hand house, it is best not to buy a mortgaged house to avoid being cheated. So how to check the house? Is there a mortgage? What are the risks of buying a mortgage house? Let's take a look with Bian Xiao!
How to check whether the house is mortgaged;
There are three ways to check the mortgage situation of the house: ① You can bring your ID card and real estate license to the window of the Housing Authority for enquiry; (2) can log in to the local real estate bureau official website query; (3) You can check the location of other rights on the real estate license. If the house is mortgaged, the words such as mortgage will be displayed in the column of other rights.
What are the risks of buying a mortgage house?
1, repeated mortgage
More developers will mortgage some houses to banks and get loans from banks because of the shortage of funds in the later stage of construction. Or in order to withdraw funds quickly, sell the house to the buyers without the consent of the bank and without telling the buyers to mortgage. This repeated transaction brings security risks to the registration of housing ownership.
2. Multi-party conflicts of interest
When a developer gives a house to multiple parties, there will be conflicts of interest. For example, the developer mortgages the house to banks, engineering parties, land management bureaus and others at the same time. If the developer's capital chain is broken and the mortgage loan cannot be repaid, the ownership of the house will become complicated, which will delay the property buyers' repossession and even lead to the transfer of property rights.
3. It's difficult to settle the bill
When the developer conceals the mortgage, he needs to find the developer to go through the formalities of canceling the mortgage before continuing to complete the transaction. Or ask the developer to pay liquidated damages and agree with the buyer to return a house, but this is not an easy thing and requires a long process.
4, unable to apply for real estate license.
When the house is mortgaged, the buyer not only can't apply for a loan from the bank, but also the signed house purchase contract is invalid, so it is impossible to sign and handle the real estate license online.
The article concludes: Well, the knowledge about how to check whether the house is mortgaged and what risks there are in buying a mortgaged house is introduced here. If you need to know a lot of information, please continue to pay attention to Qijia. We will provide you with better and more exciting content in the future.
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Can I check the mortgage online?
Housing mortgage can be inquired in official website, the real estate administration where the house is located, or directly with the ID card and real estate license to the window of the real estate administration.
First, when buying a house, buyers should carefully check the real estate license. Under normal circumstances, in the "other rights" column of the real estate license, the house without mortgage is empty. If it is a mortgaged house, it is recorded in the real estate license. Therefore, from the "other rights" column of the real estate license, you can know whether it is a mortgaged house if you register.
Second, you can go to the real estate department to check the relevant files. The real estate department has real estate files, and the "files" such as mortgage sales of each house can be queried to prevent citizens from buying mortgaged houses.
Third, when signing the contract, the mortgaged house should be included in the terms of the contract as the basis for the claim when the seller breaches the contract, so as to ensure the legitimate rights and interests of the buyer.
Fourth, it is required to transfer ownership immediately after signing the contract. Commercial housing purchased for more than 2 years can be transferred immediately without paying additional taxes such as business tax. Choose affordable housing for more than 5 years, and the affordable housing for more than 5 years can be transferred according to relevant regulations.