1. Provide the extraction data, which will be verified by the unit and the extraction certificate will be issued.
2. With the extracted data, apply to the management center to extract the housing accumulation fund storage balance of my account or someone else's account that meets the requirements.
3. The management center shall make a decision on whether to approve or disapprove the extraction within 3 days from the date of accepting the application. If the withdrawal is not allowed, the applicant shall be informed of the reasons.
4. If the management center approves the withdrawal, the employee shall go through the withdrawal formalities at the entrusted bank with his ID card and the withdrawal certificate issued by the management center.
In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income. In line with the requirements of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.