Hello depends on the time to buy a house. If it is bought by marriage, it still belongs to one party's premarital property.
Article 10 of Interpretation III of Marriage Law stipulates that one spouse signs a real estate sales contract before marriage, pays the down payment with personal property and borrows money from the bank, and repays the loan with the joint property of husband and wife after marriage. If the property is registered in the name of the down payment payer, the property will be handled by mutual agreement at the time of divorce. If no agreement can be reached in accordance with the provisions of the preceding paragraph, the people's court may decide that the real estate belongs to the party with registered property rights, and the unpaid loan is the personal debt of the party with registered property rights. At the time of divorce, one party to the property registration shall compensate the other party according to the principle stipulated in the first paragraph of Article 39 of the Marriage Law.
2. After a man and a woman get married, the man's parents pay the down payment to buy a house, and the young couple also pay the mortgage. Who owns this house?
1 The man buys a house before marriage, pays the down payment, repays the loan together after marriage, and the property right is registered in the man's name. If the divorced parties can't handle the property by agreement,
The people's court may decide that the real estate belongs to the party registering the property right, and the outstanding loan is the personal debt of the party registering the property right. The amount paid by both parties to jointly repay the loan after marriage and the corresponding value-added part of the real estate shall be compensated by the party handling the property right registration.
If there are two names on the property ownership certificate, the house is divided according to the common property of marriage. One and a half people.
In your case, look at the first one. If the divorce negotiation fails, the property right of the house belongs to you. If your parents repay the loan, it has nothing to do with the woman. If the husband and wife pay back together, you should give half of the loan and half of the value-added part of the house to the woman. Understand?
If you have any questions, please ask.
I hope it helps you. Hope to adopt.
Your affirmation is the motivation for my answer.
3. Buying a house loan, do two people have to get a loan together after marriage now?
The process of mortgage loan:
1, select real estate;
2. Confirm whether the real estate built by the developer is supported by the bank to ensure the smooth acquisition of mortgage loans;
3. Apply for mortgage loan;
4. Sign a house purchase contract. After examining and confirming that the property buyers meet the mortgage loan conditions, they will be issued with a loan consent notice or a mortgage loan commitment letter;
5. Property buyers can sign pre-sale and sales contracts with developers or their agents;
6. Sign a house mortgage contract. Clarify the rights and obligations such as the amount, term, interest rate and repayment method of mortgage loan;
7. Apply for mortgage registration and insurance. Usually, due to the relatively long term of mortgage loans, banks require buyers to apply for life and property insurance to prevent loan risks;
8. Open a special repayment account;
9. After handling the relevant formalities, transfer the loan to the bank supervision account opened by the developer in the bank at one time as the purchase price of the property buyer;
10. The borrower repays the loan regularly according to the contract.