Loan principal: 250,000 yuan

Loan term: 15.0 years.

Contract interest rate: 4.50% (year)

Matching principal and interest repayment method: 65,438+0,965,438+02 yuan (monthly payment)

Estimated full-term interest: 94,000 yuan.

Estimated total principal and interest: 344,000 yuan.

B. Average capital repayment method: 2326 yuan (first month).

After that, it will decrease in each period: 5 yuan.

Estimated full-term interest: 85,000 yuan.

Estimated total principal and interest: 335,000 yuan.