Some time ago, I saw a news that a man who came back from studying abroad has not found a job since he came back from studying abroad 1 years ago. The father and son have been arguing over this matter. Some time ago, in a rage, my father sold the car he bought for his son, and the son smashed his father's car angrily. The father was so angry that he ran over and smashed his son's house in a mess. When the son knew it, he threatened to smash his father's house and kill his father.

To my surprise, this man has not worked for 1 years, but he has a car and a house. It can be seen that his father arranged his life properly. He didn't feel that he was short of money, and even felt that his father's wealth was his own.

Many parents experienced material deprivation when they were children. Therefore, after they have children, they don't want their children to suffer that kind of hardship. However, they try their best to satisfy their children and provide them with complete facilities. As a result, children think that everything in this world can be easily obtained, and there is no concept of money.

As Tagore, an Indian writer, said, "Too much money is like gold tied to a bird's wing. Instead of flying to the blue sky, it keeps falling.

1. No concept of money

One day, a message popped up on my mobile phone to remind me to pay. I was confused. I didn't buy anything. When I opened it, the order information showed that it was a toy of 699 yuan. Needless to think, it must have been bought by my children.

He liked this toy for a long time, but I didn't agree to buy it, so this little smart guy bought it himself, but fortunately he didn't know the password and didn't spend the money.

This action of his reminds me of some online children rewarding the anchor.

In recent years, many primary school students don't blink when they reward the anchor, and tens of thousands or hundreds of thousands of them go out. In their eyes, it seems that this is just a number. They don't know how hard the money is.

If a child has not suffered from having no money, he will not realize that the hard-won money affects his life.

2, easy to spend money

Many college students and recent graduates are moonlight families, and I don't know how to spend my pocket money for a month. Before going to college, someone has been in charge. After going to college, they take their own living expenses without parental supervision. When they see what they like, they buy it. Better children will eat instant noodles in balance when there is a "famine" at the end of the month. If they can't control it, they will find ways to borrow money to satisfy their desires, so they set their eyes on online loans and selling eggs for money.

I remember reading a news before. A post-94 college student, who was an undergraduate, sold 2 eggs before and after. She said that she sold eggs because of lack of money. Just a few days after she got paid, she added an iPhone7Plus to her belongings.

There is also a woman in Wuhan who was forced to sell her eggs to pay back the money because she was unable to repay the loan after cosmetic surgery. In this process, she was transferred to three hospitals, and she was given an egg-promoting injection for 17 consecutive days. She still failed to take eggs and went home to get sick. The doctor said that her ovaries were over-stimulated and she was unable to give birth.

If children don't have a correct view of money since childhood, they will develop the bad habit of profligacy and impulsive consumption, which will lead children to be swayed by considerations of gain and loss for money, pursue some nihilistic things and give up the real value of life.

1. Understanding the relationship between money and harvest

In the first program, Huo Siyan said that his son, Uh-huh, thought everything was a natural thing, but he needed to make Uh-huh understand that money didn't fall from the sky, but it took hard work, wisdom and physical strength to get it.

A friend has two children at home. She has too many things to do, and sometimes she is almost dizzy. She thinks of ways to make the children "earn money".

housework is the obligation of every family member, and children will feel that it is their own credit if they give money for every housework.

She chooses the tasks that children can do and reaches an understanding with them.

It costs 1 yuan to throw garbage once and 1 yuan to clean the floor once. The money saved can buy things you like.

This money has become children's income. Sometimes when they come across their favorite toys in the mall, they will buy them, and while taking out pieces of money, they will sigh that "money is too hard to earn and too hard to spend".

Many times, we think that we will arrange everything for our children, and when they grow up, they will naturally make money, spend money and live. However, the fact is that only by letting them know from an early age that money is obtained by labor will they have how much money to buy and know how to restrain their desires when they have no money.

Educating children is a systematic process. No one learns anything suddenly, but only by groping while growing up. Only by experiencing bitterness first can there be sweetness later.

2, poor children, let children learn to cherish

Speaking of this, it may cause controversy. When I say poor, I mean poor in material, but rich in spirit. Because even if you have a rich child materially, the child's material desire is still very great. It is better to let the child suffer a little in money, and the child will learn to cherish it, and mentally let the child realize that there are more important things in life than money, such as family ties and friendship.

I read an article before. When the author was sixteen or seventeen, he went shopping in the market with his good friends. When she went out, she remembered that there should be some money in her pocket. When she arrived at the market, they went shop by shop, and it would soon be noon. They are going to the snack street to get something to eat before going home.

At that time, she saw a sesame seed cake shop selling sesame seed cakes. She had never eaten this sesame seed cake. She wanted to buy one and try it. She asked about the price. It was 1 yuan each, which was not expensive. Then, she began to look for money from her pocket. But I searched all my pockets and found only 9 cents.

She asked the uncle who sells baked wheat cakes if he could buy a baked wheat cake for 9 cents, but his uncle refused.

that day, she didn't buy baked wheat cake because she was missing that dime, so she went home hungry and took the bus.

From then on, she cherished the money in her hand more than ever. Whenever she wanted to spend money recklessly, she always remembered that when she was sixteen or seventeen years old, she couldn't eat sesame cakes because she lacked a dime.

From then on, she felt that she could make money and spend it freely, which was a happy thing.

It is because of the bitterness of having no money that I cherish the happiness of having money more.

If we want our children not to spend money recklessly and cherish money, we need to guide them when they are young, so that they can feel the bitterness when they have no money. Only when they have experienced the bitterness of having no money can they cherish the happiness of being rich.

Just as Jim Rogers, a financial tycoon, warned his daughter: You should spend your money wisely, buy things that are really worth buying, and spend your money on the cutting edge to get the most benefits.

3. Make careful calculations and let children learn how to manage money

Whether the children earn money from housework or lucky money from their families, set a monthly allowance or weekly allowance with them.

For example, children are given three pieces of pocket money a week, and it is stipulated that one dollar should be saved, one dollar should be spent and one dollar should be used as a dream fund.

save the first copy, so that children can form a good habit of saving money from an early age.

It's a sad thing that children only know how to save money, but don't know how to spend it. After all, money is dominated by people, not our master. Without spending money, the child may become a miser in the future. Everyone has only one life, and there is no regret if he leads a wonderful life. If he becomes a miser, money will lose its value.

The third part will be used as a dream fund. Every child will have a dream, such as going on a trip or buying a mobile phone, a balance car and other things he likes. The third money will be used to realize your dreams.

"It's better to teach people to fish than to teach them to fish". Cultivating children's financial management ability can not only enhance their independence, but also enhance their future survival ability, and contribute to their future career success and family happiness.