1. China citizens with permanent residence in China, permanent residence (or valid residence certificate) in local towns and full capacity for civil conduct;

2. Have a proper occupation and stable economic income, and have the ability to repay the loan principal and interest on schedule;

3. The borrower's unit must be an administrative, enterprise or institution recognized by the lender and having a good cooperative relationship with the lender, and the lender will pay wages on its behalf;

4. Abide by laws and regulations, and have no illegal acts and bad credit records;

5. Have a certificate of permanent residence or long-term residence;

6. The existing assets of the lender should reach more than 30% of the total capital demand;

7. Meet other requirements of personal loan banks.

Which loan platform is reliable, with low interest and high pass rate? Loan APP recommended! What are the loan platforms and high quotas that can be used urgently in 2022? Formal loan platforms are fully qualified, and lenders can check whether relevant lending institutions have lending qualifications. Secondly, the formal loan interest is transparent, except for the loan interest, there will be no extra expenses and no beheading.

Top ten loan platforms, top ten conscience loan platforms recognized by the state!

1, Baidu Consumer Finance:

Xiaoman: Borrowers who often use Baidu products can try this kind of credit loan if they are in urgent need of capital turnover. The requirements are not high,18 ~ over 55 years old. Just provide the second-generation ID card and bank card. The daily interest rate is as low as 0.02%, the amount is 500,000 ~ 200,000, and the loan term is 1 ~ 24 months. This loan is flexible and can be repaid when you borrow it.

Xiaoman-Rich Flowers (the second batch) Click online measurement.

2.360 Finance:

360 IOUs: The online loan products of 360 branches are borrowed by credit without mortgage guarantee. Borrowers aged 23-55 only need to provide ID cards and bank cards, and the system can quickly review and collect accounts. The maximum amount is 200,000 yuan, the loan period is 3~ 12 months, and it is supported to be repaid as you borrow. Click online measurement

3. Ping An Consumer Finance:

Ping An Bank's new loan can provide you with a pure credit loan of1-500,000 yuan. The service period is 12, 24, 36 and 48, and the monthly interest rate is between 1. 1.53%.

Ping An Xin Yi Dai Click Online Measurement