Article 175 of the Criminal Law stipulates: "Whoever borrows credit funds from financial institutions for the purpose of lending and usures them to others, if the amount of illegal income is relatively large, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also be fined not less than one time but not more than five times the illegal income; If the amount is huge, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years, and shall also be fined not less than one time but not more than five times the illegal income. If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention. " Article 26 of the Provisions of the Ministry of Public Security of the Supreme People's Procuratorate on the Standards for Public Security Organs to Jurisdicte Criminal Cases for Filing and Prosecuting stipulates: "In a usurious loan case (Article 175 of the Criminal Law), if it is suspected of one of the following circumstances, it shall be filed for prosecution: (1) usurious loan, the illegal income of which is more than 100,000 yuan; (two) although it does not meet the above amount standard, it has been subject to administrative punishment for lending at high interest rate for more than two times in two years, and it has also lent at high interest rate.