Pleasant loans generally have a large amount. Ordinary people can borrow thousands of dollars immediately, and people with good credit can borrow hundreds of thousands, mainly based on your credit on this platform. Under normal circumstances, ordinary users can basically have 2 to 3 thousand yuan, and the maximum loan can only be 500 thousand. The loan term is different and the interest rate is different. The annual interest rate of1February is10%. 10 month, annual interest rate10.5%; The annual interest rate for 24 months is11%; The annual interest rate for 36 months is 12%.

The loan amount of pleasant loan mainly depends on your personal qualifications. At present, the pleasant loan platform has four credit grades of ABCD, and generally you will choose your credit limit according to your credit status. Generally speaking, you need to refer to these conditions:

1, 18 to 65 years old natural person;

2. The actual age plus the loan application period shall not exceed 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information, no bad records, and legal use of the loan; Other conditions stipulated by the bank.