No, the second suite is the abbreviation of the second set of ordinary self-occupied housing. It refers to the mortgaged housing that the borrower's family (including the borrower, spouse and minor children) determines that the per capita housing area of the borrower's family is lower than the local average, and then applies for housing loans from commercial banks.

The new second suite standard is based on the family, which recognizes both housing and loans. In addition, people from different places need to provide the tax payment certificate or social insurance payment certificate of the planned place of purchase 1 year, otherwise it will be calculated as the second home loan.

Extended data

relevant knowledge

1. If the local property under the borrower's name is purchased by loan, and the house is purchased in other places, it belongs to the second suite. Because at present, the data of borrowers' loans to buy houses are obtained by banks by querying the central bank's credit information system, and the central bank's data has been networked nationwide.

Second, if the property buyers buy local real estate at one time, because the data of the local housing management department is not connected to the internet, the real estate that has not been purchased through loans will be a blind spot identified by the second suite. In this case, it is possible to enjoy the preferential loan policy for the first suite.

Refer to Baidu Encyclopedia-Second Suite