The interest rate for saving150,000 yuan for two years is 26%. According to this calculation, the annual interest for saving 1 10,000 yuan is 260 yuan, while the annual interest for saving150,000 yuan is 3,900 yuan and the interest for two years is 7,800 yuan, so the interest income is still acceptable. If idle money is useless, the longer the deposit period, the higher the interest. If it is three years, there will be more than 10 thousand yuan of interest income.