Because he won't check your previous information, he will only check your current child's loan information.

As long as the lender has a good credit record, it can make a student loan. The other is that children can apply for student loans as long as their parents are not included in the list of untrustworthy people, which is what we call Lao Lai, and their parents' overdue will not affect their children's situation. Only the credit records of husband and wife will affect the loan application, and the credit status of parents will not affect the children's application for student loans.