Hello, if you buy a second-hand house with a mortgage, you need to bear an additional five thousandths of an appraisal fee compared to the normal full-pay purchase. Other taxes and fees are the same as the full-pay purchase. According to various Factors, the specific tax details are as follows (unless otherwise agreed by both parties, business tax and personal income tax shall be borne by the seller):

1. Deed tax:

1. First-time purchase of a house less than 90 square meters For real estate, payment is based on 1;

2. For first-time purchases of properties over 90 square meters (including 90 square meters) and less than 144 square meters, payment is based on 1.5;

3. In the following situations, payment is based on 3:

(1) More than 144 square meters (including 144 square meters);

(2) Not the first home purchase;

(3) Garage;

(4) Non-ordinary residences

2. Business tax: (Generally paid by the seller, unless otherwise agreed by both parties)

1. Ordinary residences with a real estate certificate of more than 2 years and less than 144 square meters Real estate is exempt from business tax

2. If the real estate certificate is less than 2 years old, the business tax shall be paid according to 5.5;

3. If the house area exceeds 144 square meters, if the real estate certificate is more than 2 years old, the difference shall be paid, calculated The formula is: (last purchase price - current selling price) * tax rate 5.5 =

3. Personal income tax: (generally paid by the seller, unless otherwise agreed by both parties)

1. If the real estate certificate is more than five years old and it is the only real estate in the name of the seller and his wife, personal income tax is exempted

2. If the only real estate in the name of the seller and his wife is less than five years old or the real estate certificate is less than five years old, the payment shall be in accordance with 1

Four. Other expenses are relatively small:

Transaction fee: 6 yuan/square*number of square meters of house

Production fee: 80 yuan for one certificate; 90 yuan for two certificates

Appraisal fee: 5/1000 of the total appraisal amount (bank loan appraisal)

Mortgage cost: 100 yuan

Proof of purchase: 20 yuan generally required 3 copies will be issued

5. Notarization fee standard: 300 yuan for notarization entrustment

We hope to adopt it, thank you.