Sui Xin Loan has an annual interest rate of 4.85%, which is an installment credit loan product launched by Hankou Bank. It is purely online and is used to meet the needs of customers for temporary small-scale consumer credit goods. The maximum loan amount is 200,000 yuan, and the longest term is 12 months. Repayment method: equal repayment of principal and interest every month, with a minimum annual interest rate of 4.85%.

The basic requirements of Hankou Bank's voluntary credit loan are: full capacity for civil conduct, good credit record and willingness to repay.

2. What is the daily interest on the loan?

The annual interest rate is about 18%, and there is no handling fee for prepayment, which is still quite low.

3. Is Hankou Bank willing to lend at will?

Hankou Bank's willingness to lend depends on personal credit information.

"Casual loan" refers to the loan that the borrower meets the loan conditions and buys "personal loan guarantee insurance" in the insurance company that has reached the cooperation intention with the bank.

Have a bank card. As long as you use a smart card, credit card, deposit and loan card, you can apply online through the bank website, online banking public version; Or bring my valid ID card and original card (discount) to the counter of any branch of China Everbright Bank for online banking professional edition.

4. What is the loan interest rate of Wuhan Hankou Bank?

Hankou Bank has many products. Provident fund loans (not mortgages) have a minimum monthly interest rate of 2.5%. According to the company's nature, educational background and assets, the loan can be 65,438+0-65,438+00 years, and the housing in mortgage interest rates ranges from 4% to 6.3%. According to individual situation, enterprise situation and repayment method, enterprise credit financing is 4%- 14%.