1, the degree is small and complete.
Du Xiaoman Co., Ltd. was established in Chongqing as a wholly-owned legal person with a registered capital of 500 million yuan. Its rich flower is Du Xiaoman's financial credit service brand, and the minimum daily interest rate has been annualized, which is a regular small loan company that meets the requirements.
2. Jingdong Finance
The affiliated company of Jingdong Finance was established in Beijing, and it is also a limited liability company wholly owned by a legal person with a registered capital of 65.438 billion yuan. Its JD.COM Gold Bar is a cash loan product tailored for users with good credit in JD.COM. It is a formal microfinance company with brand guarantee and the lowest daily interest rate.
3. Zhongyuan Consumer Finance
Zhongyuan Consumer Finance was initiated by Henan Zhongyuan Bank. Approved by Henan Banking Insurance Regulatory Bureau, the registered capital is 2 billion yuan, and the interest rate is open and transparent. According to the customer's risk difference, the price is set within the scope permitted by law. There is no reason for the government to repay the loan within 7 days, that is, the interest rate for the first loan settled within 7 days is free.
4. Recruit consumer finance
Zhaolian Consumer Finance was jointly established by China Merchants Bank and China Unicom, two top 500 enterprises, with registered address in Shenzhen and registered capital of 654.38 billion+000 billion. Its strength is very strong, and its cash loan products with good term loans are priced within the scope permitted by law in terms of annualized interest rates.
5. China Post Consumer Finance
China Post Consumer Finance was initiated by China Postal Savings Bank. With the approval of the China Banking Insurance Regulatory Commission, the registered capital of China Bank has increased to 3 billion US dollars. Headquartered in Guangzhou, the interest rate range of its various small loan products is clear, and the minimum annualized interest rate does not exceed the requirements of regular small loan companies.
In addition to these regular small loan companies, there are many other small loan companies, such as Weizhong Bank Micro-loan, Ant Financial Loan, Didi Financial Drip Loan and so on.