Many loans are overdue for more than half a year and are in arrears with interest. Can I borrow new loans and repay old ones?

No.

Depending on how long the loan is overdue, the bank will take different measures:

1. Failure to repay the bank within 1 month will incur penalty interest;

2. 1 month (more than 30 days) the bank will notify you via text message;

3. 3 months or more (90 days) the bank will notify you by phone or visit to collect the debt;

4. 6 months The bank will file a lawsuit with the court after more than 1 month, and a court summons will be sent to the borrower's home. Regardless of whether the borrower is in court on the court date, the court will freeze the borrower's original mortgage loan to the bank, and then conduct an auction and mortgage. Proceeds from the property auction will be used to repay the loan. If the auction proceeds are greater than the amount owed (the amount the borrower needs to pay = principal, interest, liquidated damages, late fees, prosecution fees, attorney fees, etc.), then the excess will be returned to the borrower. Can I get a loan if the policy is more than half a year?

If you borrow from China Merchants Bank, the acceptable pledges for the pledged loan are:

The acceptable pledges: RMB demand deposits and RMB time deposit deposits, Foreign currency time deposits, local and foreign currency time deposit certificates, certificated treasury bonds, savings bonds, accounting treasury bonds, local and foreign currency fiduciary financial products and personal life insurance policies;

Consumer pledge loans can only be accepted by the borrower himself or his spouse Pledge in one's name.

The maximum credit period of a general pledge loan shall not exceed 5 years, and the maximum period of a single loan or single loan under credit shall not exceed 3 years; if the loan is used for studying abroad, the maximum period of a single loan or The credit limit period shall not exceed 6 years (inclusive). Pledged loan amount: The minimum amount shall not be less than 50,000 yuan, and in principle shall not exceed 10 million yuan; the specific loan amount you can get will be determined by the branch after approval based on the amount of the pledge and your overall situation. You can directly contact the loan manager Consultation! Can I get a loan if my credit card is overdue for six months?

It depends on whether the lending institution will check the People's Bank of China's credit reporting system. If it can be checked, it will not be possible to get a loan. Is it illegal to extend the loan after it is overdue and borrow new money to repay the old one?

Hello! Loans are allowed to be extended. The cumulative repayment time after extension shall not exceed the maximum loan period stipulated in the policy. The bank borrows new and repays old. Can Ant Borrower borrow new and repay old?

The limit is certain. If the full amount has been borrowed, you cannot borrow any more. At this time, you can repay the old and borrow the new. That is, first raise money through other channels and pay off the current period. After the current period is paid off, in addition to the interest, the principal part becomes a new loanable amount, which can be lent and the part of the money raised can be repaid. If the credit limit is large and you haven't lent it all at once, but there is still credit left, you can certainly borrow new ones and repay old ones, as long as the amount is sufficient.

Can I get a loan to buy a house if my CCB credit card is overdue for more than six months?

It will definitely be affected by the overdue payment. If you have paid off the credit card debt now, you can ask CCB to give you a certificate to prove it. Your overdue payment is not caused subjectively, and it may be better; if you haven't repaid it now, then you basically can't get the loan. Is it okay for the first warranty of a new Lavida to last for more than half a year?

If the first warranty for a new Lavida exceeds half a year, it is best to go for it.

Volkswagen's engines have been cold-run-in before leaving the factory,

Therefore, unlike Japanese cars, the first warranty does not have to go away in a short time.

But after all, it is still in the running-in period. Now that the hot running-in is done, it's time to change the engine oil.

Replace the impurities produced by engine running-in together with the oil filter. Can I repay the credit card debt in installments after six months of overdue payment?

It is basically impossible

It is recommended to repay the loan first

Otherwise, it will be more troublesome in the future. How long can you return to your country with a two-year residence permit? Can it exceed half a year?

A five-year long-term residence permit allows you to stay outside Spain for 12 months at a time, and the total cannot exceed 30 months.

Can I still get a loan if many online loans are overdue?

It needs to be determined based on individual qualifications.

Conditions for applying for loan business:

Natural persons aged 18 to 65 years old;

The actual age of the borrower plus the loan application period should not exceed 70 years old ;

Have a stable career, stable income, and the ability to repay the principal and interest of the loan on time;

Have good credit, no bad records, and the loan purpose is legal;

Bank regulations other conditions.