We know that JD Finance has some cooperative consumption staging platforms, such as vitality flower. It is a product suitable for young people to borrow money on stage. Need to authorize JD.COM small white powder, sesame seeds, bank cards. The next payment is very fast and requires face recognition. So, is there a high interest in vitality flowers? How to calculate?

Starting from 20 18, jingdong finance opened the function of lending treasure and cooperated with many lending institutions, including vitality flower. If you are not eligible to apply for JD.COM gold bars, you will get the flower of vitality.

So how much interest does vitality cost?

Some users successfully applied for a loan of 1.500 yuan with a term of 1.5 days, and finally repaid the principal and interest 1.650 yuan; Another user borrowed 1 0,000 yuan and paid it back in three months. The interest is 9 1 yuan, which is relatively high, almost three times that of ants.

In addition, the creation of vitality flower will fail, which is a way of routine of lending institutions, euphemistically indicating that you do not meet the application conditions temporarily, and you can choose to try again next time.

JD.COM said that the vitality flower jump page is actually a merchant advertisement page, which means a third-party platform.

JD.COM Fanhua is not a product of Jingdong Finance. You can choose whether to spend heavily according to your own needs. In other words, this organization is formal and reliable, but it has nothing to do with JD.COM, and its interest rate is relatively high. Please handle it carefully.