Apply for housing provident fund loans in different places.
Different provinces and cities have different procedures for handling off-site provident fund loans. Please consult the local housing authority for details.
Some cities are limited to inter-provincial loans, some cities only support inter-provincial loans, and some cities express their support for national loans from different places. Of course, there are also a few cities that do not support provident fund loans in different places.
Cities that support inter-provincial and off-site loans include:
Hangzhou, Qingdao, Shenyang, Changchun, Jinan, Luoyang, Xi 'an, Kunming, Yinchuan, Lanzhou and Hefei (mutual loans with Fuyang, Lu 'an, Huainan, Chuzhou and Huaibei).
However, Changchun, Qingdao, Luoyang and Kunming require applicants to have local household registration, while Yinchuan requires applicants to be non-farmers in Ningxia.
Cities that support inter-provincial mutual loan areas include:
Wuhan, Changsha, Nanchang, Nanning. Among them, Nanning and Guangxi and other 2 1 provinces (autonomous regions) directly managed provident fund centers realize loan intercommunication, and can purchase houses in the other provincial capital cities, regardless of household registration.
Cities that support loans from different places of the National Provident Fund include:
Beijing, Shanghai, Guangzhou, Shenzhen, Chongqing, Tianjin, Harbin, Taiyuan, Shijiazhuang, Chengdu, Hainan, Urumqi, Guiyang and Xining.
Among them, Guiyang has been on trial for one year since August 15 and 20 10, requiring applicants to have local household registration; Guangzhou, Harbin, Chengdu, Shijiazhuang and Hainan also require applicants to have local household registration.
At present, cities that do not support provident fund loans in different places are:
Nanjing, Suzhou, Zhengzhou, Dalian, Xiamen, Fuzhou and Hohhot. You can bring valid documents and consult the local provident fund management center.
The specific process of applying for housing provident fund loans in different places is as follows:
1. Employees who pay in the place of employment (deposit place) and buy self-occupied housing in the place of residence (loan place) can apply for individual provident fund or lease loan from the provident fund management center in the loan place with the proof of provident fund payment.
2. When accepting the examination and approval of housing provident fund loans in different places, the provident fund management center at the place of deposit shall issue relevant materials such as the deposit of local housing provident fund for employees and their spouses and the loan certificate.