Refers to the second set of housing loans, which must meet the following conditions:

1. The houses used for secondary mortgage should be high-quality houses and commercial houses with great market development potential;

2. The house used for personal housing in the second mortgage must be an existing house;

3. The house is a first-hand house purchased with a mortgage loan from China Bank;

4. The mortgage registration of the house has been completed, and our bank is the mortgagee of the house;

5. The house has been insured, and the original policy is managed by China Bank;

6. The house has excellent location, convenient transportation, complete facilities and great appreciation potential.