Where is the remaining money from the 8,000 student loan?

Hello, generally the student loan money is paid out in one go. If you take out a loan of 8,000, the tuition fee is only six months. If the loan account you fill in when taking out a loan is your school's account, then the excess money will be in your school account. You should go to the school's property department and ask the teacher there about your current situation. Note, it must be the property department. The teacher next to me, other teachers do not have this right. I have encountered this kind of thing before, and later I asked the property teacher to help me return the remaining money to me. If you are filling in your own account, then you can ask the bank whether the loan is 8,000. I hope it can help you. It is not easy to type. I hope you will adopt it. Generally, the student loan money is paid out in one go. If you take out a loan of 8,000, the tuition fee is only 6,000. If the loan account you fill in when taking the loan is your school's account, then the excess money will be in your school's account. , you should go to the property management department of the school and ask the teacher there about your current situation. Note, it must be the teacher there. Other teachers do not have this right. I have encountered this kind of thing before, and later I asked the property teacher for help. I gave the rest of my money back. If you are filling in your own account, then you can ask the bank whether the loan is 8,000. I hope it can help you. It is not easy to type. I hope you will adopt it.

The amount of student loans that can be applied for is quite high. Many people have applied for a limit of 8,000 yuan, but their tuition and accommodation fees combined do not require 8,000 yuan, which means there will be some The remaining money, so where is this remaining money?

The remaining money of the student loan of 8,000 will be allocated to the student's Alipay account when applying for the student loan, and the student can then use it as living expenses. After logging into this Alipay account, you can see the balance. Click on the bill to see the details of the deductions. The remaining balance can be withdrawn to your bank card.

It should be noted that the payment function of the exclusive Alipay account for student loans is closed, so borrowing students cannot use student loan funds directly through the Alipay account. However, you can complete the real-name authentication first, and then withdraw the remaining funds to your bank card for use (closing the account payment function will not affect authentication and withdrawal).

If you repay your student loan later, you will also use this Alipay account. If you deposit the money into this Alipay account before the specified repayment date, the system will automatically deduct the money. If the repayment date is passed, If the payment is not deducted successfully, it will become overdue payment, which will cause reminders and affect your credit report. Where should the excess money from the student loan from the student's place of origin be placed?

Generally, the student loan from the student's place of origin will first deduct the tuition fee, and then transfer the remaining money to the Alipay account registered when the loan was taken.

The National Student Origin Credit Student Loan is an aid issued by the China Development Bank to freshmen and current students in ordinary colleges and universities with financial difficulties from eligible families, and is applied for in the county (city, district) where the student’s registered residence is before enrollment. Student loans. Loans from the student's place of origin are credit loans. Students and parents (or other legal guardians) are the same borrowers, and both parties bear the responsibility for repayment.

The loan limit for student loans in the student’s place of origin shall not exceed 8,000 yuan per person per academic year, which is an integer between 1,000 and 8,000. In principle, it will be used for the student’s tuition and accommodation fees during the school period. Current students in colleges and universities who have obtained national student loans from the college that year are not allowed to apply for student credit student loans at the same time.

Extended information:

Notes on student loans from the student’s place of origin:

1. The borrower should carefully read the text of the contract and earnestly perform the borrower’s obligations.

2. If relevant national policies are adjusted, the new policies will be implemented.

3. China Development Bank and funding centers at all levels have the right to publish and use borrowers’ personal information and borrowers’ loan default information in accordance with relevant regulations without the borrower’s consent;

4. The borrower's personal information and the borrower's loan default information will be entered into the national networked personal credit system of the People's Bank of China. Bad credit records will have a profound impact on an individual's future life and work.

5. The borrower should check the accounts with the student financial aid management department of the city or county education bureau and the handling bank in a timely manner after repayment to prevent problems.

Baidu Encyclopedia - Where is the remaining money of the student loan of 8,000 in Xianyang Normal University

The remaining money of the 8,000 student loan is in the Alipay account balance of the student who borrowed it , because after the student loan funds are released, they will first be used to pay the tuition, miscellaneous fees, and accommodation fees payable for the year, and the remaining money will be directly distributed to the exclusive Alipay account generated by the China Development Bank system when the student originally applied for the student loan. Students can view and query the remaining funds by logging into the Alipay APP, clicking "My" on the menu bar, then clicking the "Balance" column, and then clicking "Balance Details".

It should be noted that:

The payment function of the exclusive Alipay account for student loans is closed, so borrowing students cannot use student loan funds directly through the Alipay account. However, you can complete the real-name authentication first, and then withdraw the remaining funds to your bank card for use (closing the account payment function will not affect authentication and withdrawal).

If you repay your student loan later, you will also use this Alipay account. If you deposit the money into this Alipay account before the specified repayment date, the system will automatically deduct the money. If the repayment date is passed, If the payment is not deducted successfully, it will become overdue payment, which will cause reminders and affect your credit report.