Credible. Loan Music Network was established on 20 13 and 12, and it is a P2P online loan service platform. Official website shows that the company is a formal company protected by official website's certification law and is credible. The company builds a relaxed, convenient, safe and transparent online trading platform for enterprises and lenders with capital needs. The company was established by Beijing Lender Information Consulting Co., Ltd. with a registered capital of 654.38 million yuan.

What platform is the music loan platform?

Le Loan Network is an Internet financial service platform, which is committed to providing investors with safe, secure and high-yield Internet financial services and solving the financing difficulties for SMEs. Through the above analysis, we can also see that Leyin.com is relatively reliable, and the platform has disclosed relevant qualifications and operational data, so it should be a regular platform.

Reliability of Le Loan Network:

I. Safety of funds

1. Third-party fund custody: Leyin.com and Remittance.com have reached a cooperative relationship, and the funds are supervised by a third party, Remittance.com. No one has the right to operate your fund account except yourself. Strictly following the regulatory principle of peer-to-peer lending, Remittance.com opened a special account for third-party funds for Leyin.com. Remittance.com's special fund account can manage the outflow of funds, and Remittance.com will review the funds in the account to ensure the safety of investors' funds.

2. Data security: the access layer, application layer and data layer cluster of the three-layer firewall isolation system; Effective intrusion prevention and disaster recovery backup to ensure the security of transaction data;

3. Privacy: Leyin.com will not sell, rent or disclose your information in any way under any circumstances. According to the Leyin.com Investment Consulting Service Agreement, your information will be strictly protected. ..

II. Platform Risk Control

Cooperative guarantee institutions and Leyin. com have conducted strict audits on each loan project:

1. The cooperative guarantee institution conducts off-line field visits to each loan to cross-check and verify the authenticity of the borrower's information;

2. Audit materials, including 15 borrower's bank account, credit report, property certificate, real estate license, work certificate and other necessary materials;

3. Investigate the background of borrowers and contacts in detail. The borrower needs to provide three contact methods, all of which are verified by the small loan company and the borrower by telephone;

4. Assessment of the borrower's repayment ability.

Through the above three audits (especially 1 and 2), the borrower's real monthly net cash flow is restored. After passing the above four audits, the borrower was recommended to Leyue.com, and the risk control team of Leyue.com conducted a second audit on the borrower according to its own risk control standards.

(1) Review the loan information again to ensure that the loan provided by the cooperative organization is authentic. Confirm its identity, contact person and repayment ability, and query the anti-fraud database and the records of the court executor according to the customer's identity information;

(2) Check four categories 14 credit information of borrowers (including personal information, credit information, property information and work information) to ensure that each loan is of high quality;

(3) Blacklist management: dynamic data management of the borrower's blacklist.

In version 2.6.3 of Lending Music App, I borrowed a loan of 2000 yuan, and now I have to pay it back. How can I return it? Customer service phone is turned off.

This is the routine of black online lending. The backstage operation deliberately makes you overdue, and then cheats you into overdue usury interest. This is easy to handle. If he wants money on purpose, you can finish with her. When he asks you for money, you can just give him the principal and interest. If I ask you too much nonsense about usury, I threaten him to call the police. It's over. You will be very strong, which means that you can't even eat, and the most you can get is the principal.