1. The template is as follows:
2. Loan settlement certificate (center)
The borrower _________ (ID number is _______________________) is in our bank The ××× loan is _________ yuan, the loan account number is __________________, the loan issuance date is ____ month ____, year ____, and the principal and interest of the loan have been settled on ____ month ____, year _______. . Hereby certify. Bank seal: (on the right)
3. Loan settlement procedures:
4. After paying off all the loan principal and interest, you can go to the lending institution to apply for the "House Purchase" Other Warrants" and "Loan Settlement Certificate". Cancel the mortgage at the real estate trading center in the district or county where the property is located;
5. When handling the cancellation of house mortgage, you need to fill in a "Mortgage Cancellation Application Form" and provide the "Loan Statement" given to the borrower by the lending institution. "Certificate of Clearance", as well as the "House Ownership Certificate" and "House Ownership Certificate" (the originals of both certificates must be submitted at the same time) or "Mortgage Certificate" that I need to provide;
6. Go to the Real Estate Bureau to handle the mortgage cancellation procedures , go to the housing authority where the house is located to complete the deregistration procedures. The housing authority will stamp the ownership certificate (indicating that the mortgage has been paid off).