I just bought a second-hand house with a provident fund loan, and the loan was 210.5 million, but the transaction price was only10.5 million when paying taxes. Does it affect the withdrawal of provident fund? The loan agreement says that you can borrow 2 1 0,000 yuan, which means that your provident fund can borrow 2 1 0,000 yuan at most, but the transaction price of your house is10.5 million yuan, so you can borrow10.5 million yuan. If the house exceeds 2 10000, then you can only borrow 210000; If the house price is less than 2 1 0,000 yuan, you can only borrow according to the actual value of the house, such as the current10.5 million yuan, and only lend10.5 million yuan.

Does not affect the withdrawal of provident fund, generally buy a house with a purchase invoice can be withdrawn, there will be no problem. Withdrawing the provident fund is not to withdraw the loan amount, but to withdraw the sum of the provident fund you paid every month before. You can call the local provident fund management center to ask.