2. If there is no housing loan in the whole country and no real estate in Sanya, you can buy a property and enjoy the preferential policies for the first home loan (such as the downward adjustment of the bank loan interest rate of the first home loan10%);
3. Have a stable job and income, and the total monthly income of the family is more than twice the monthly payment; Citizens who have reached the age of 18 and meet the above conditions can be guaranteed by their parents;
That is, it is necessary to provide proof that at least one family member has paid personal income tax or social insurance for 60 months or more in Hainan Province. If you have a company in Hainan and can provide a tax payment certificate, you can buy a house in Hainan, but you need a one-time payment. Meet the conditions of the new talent policy, and you can buy a house without settling down. Those who take the public entrance examination in Hainan and work in the government, such as teachers in public schools and doctors in public hospitals, can buy houses in Hainan.
Hainan purchase restriction policy
Stop selling comfortable commercial housing and market-oriented commercial housing to registered households and permanent households that already own two or more houses in Hainan Province. Families with 1 apartment in Hainan Province can buy a second apartment (the purchase of commercial housing with comfortable housing must meet their purchase conditions).
Hainan continues to implement the global purchase restriction policy. Non-local registered households (including permanent households and non-registered households) that meet the requirements of individual tax or social security and housing can purchase 1 house. If the corporate headquarters or regional headquarters move into Hainan from outside the province as a whole, their accompanying employees will enjoy the customs clearance treatment for residents of this province. The number of houses actually owned by the family is based on the number of real estate registered under the family name at the time of purchase and the number of online signing and filing of the purchase contract.
Refer to the above? Hainan Provincial People's Government Network-Notice on Further Stabilizing the Real Estate Market