Legal analysis: loans can be obtained from different places 1. Two copies of the borrower's valid ID card and household registration book. Proof of marital status. Unmarried people need to provide proof of unmarried, and divorced people need to issue a civil mediation or divorce certificate (indicating that they have not remarried after divorce); 3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate; 4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year); 5. Real estate title certificate; 6. Guarantor (ID card, household registration book, marriage certificate, etc. Legal basis: Article 36 of People's Republic of China (PRC) Commercial Bank Law, the borrower shall provide a guarantee. Commercial banks should strictly examine the repayment ability of guarantors, the ownership and value of collateral, and the feasibility of realizing collateral. After examination and evaluation by a commercial bank, it is confirmed that the borrower has a good credit standing and can repay the loan, and no guarantee may be provided. The Supreme People's Court's opinion on people's trial of loan cases 1. Loans between citizens, between citizens and legal persons, and between citizens and other organizations shall be accepted as loan cases. 2. Lawsuits over securities such as loans, Taiwan dollars and government bonds shall be accepted as loan cases. 3. If the loan-loan relationship is clear and the creditor applies for a payment order, the people's court shall examine and accept it in accordance with the relevant provisions of the Civil Procedure Law on supervision procedures. 4. When examining a loan case, people should ask the plaintiff to provide a written loan according to Article 108 of the Civil Procedure Law; If there is no written receipt, the necessary factual basis shall be provided. Do not meet the above conditions, the ruling will not be accepted. 5. If the debtor's whereabouts are unknown, it shall be under the jurisdiction of the debtor's original domicile or the location of his property. The creditor is required to provide evidence to prove the existence of the loan relationship, and the debtor is summoned to respond after accepting it. After the expiration of the announcement period, if the debtor still fails to respond to the lawsuit and the loan relationship is clear, the judgment may be made by default after trial; If the loan-loan relationship cannot be ascertained, the lawsuit shall be suspended.
2. Can Shanghai withdraw the provident fund from other provinces' provident fund loans?
Building a house can also be extracted and then bought in different places. It does stipulate that you can withdraw the provident fund to buy a house in the field.
Under certain conditions, you can withdraw the purchase money from different places. Employees need to go through the formalities of withdrawing shares. Extract the original and photocopy of the applicant's ID card.
Purchase contract, purchase invoice, real estate license of the purchased house, and proof of the relationship between the extractor and the purchaser. First, issue access certificates and applications. Take out the proof and take all the materials to Duan Nian's branches in Shanghai.
3. Can I borrow money from other provinces?
You can get a loan by providing proof of income, and let the property consultant who sells the house help you. They'll find a way.
Fourth, how to borrow money from shops in different places?
It is ok to apply for real estate mortgage loans from shops bought in other provinces, but there are several requirements:
First, individual shops are required to have complete certificates before they can handle it, otherwise they cannot handle it. Shops must have formal procedures and complete property rights.
Second, non-open shops, that is, shops in commercial buildings, can generally apply for mortgage loans in full as long as they have property rights.
Third, if there are surrounding shops, the titles of the property certificate and the land certificate must be consistent.