1. The borrower's credit investigation will have a serious credit stain. The longer the expiration time, the higher the degree of stains.
2. If the overdue time exceeds three months, it is a super serious situation. If it reaches the point of "three troubles and six troubles", the borrower will miss any loan.
3. At first, I will remind you of repayment by SMS or phone. After a long time, the collection staff will choose some other methods.