I didn’t get a loan but my family members received calls. What’s going on? 1. User information was leaked and loans were taken. In principle, this does not require users to bear the repayment responsibility, but users need to explain clearly to the platform as early as possible and call the police. If they are ignored directly, there will be negative effects. 2. Phishing text messages. Some criminals take advantage of the psychology of relatives and friends to defraud users of loan funds in the name of overdue loans. If relatives and friends really transfer money according to the link or account given by the other party, it is easy to cause loss of funds. 3. The user clicked on the loan software but didn’t know it. Some irregular platforms will force a loan to be issued after the user clicks in. The user does not think the loan has been successful because they are not clear. Such forced lending products generally have low credit limits and high interest rates. It is recommended that users return the loan directly and turn off system authorization. In the future, they should pay attention when choosing a lending platform and try to choose a large platform with a license. The above is the answer to the question "Why do I receive phone calls from my family members who don't have a loan?" I hope it will be helpful after reading it. Generally speaking, it may be that the user has been loaned or forced to lend money, or it may be that criminals are committing financial fraud. It is recommended to verify it first and not transfer money at will.