2. The loan amount should be clearly written in Arabic numerals and Chinese capitals at the same time, such as "RMB 6,543.8+ten thousand yuan (one hundred thousand yuan)" to prevent the loan holder from tampering;
3. The term of the loan should be clearly written, including the start and end dates of the loan and a clear term of the loan, preferably accurate to the day;
4. The specific repayment date should be clearly written, but it is not necessary;
5. The loan interest should be clearly written, with a clear annual interest rate or monthly interest rate, and the final total loan interest (including the amount expressed in words and figures) should be agreed;
6. The date, month, day, time and payment method of repayment of loan principal and interest shall be stated;
7. The borrower shall have his own signature, handprint or handwritten signature;
8. If the amount is large, you can ask a third party to witness and sign it.